Quick verdict
Expert Option comes out ahead with a score of 3.7/5, against 3.5/5 for Stockity.
Expert Option is best for: Beginners who trade mostly on a phone
Avoid Expert Option if: You want a wide asset list or longer-term analysis
Stockity is best for: Beginners who want a very simple platform and small trades
Avoid Stockity if: You want a verifiable licence or large withdrawals
Scores side by side
Expert Option 3.7/5
- Platform & apps4.3
- Costs & minimums4.1
- Payments4.2
- Support3.9
- Regulation & transparency2.4
Stockity 3.5/5
- Platform & apps4.1
- Costs & minimums4.2
- Payments3.9
- Support3.8
- Regulation & transparency2.0
First look: the two websites
About Expert Option and Stockity
Expert Option (2014). Expert Option has offered fixed-time trading since 2014. The platform is intentionally simple: one chart, an amount, an expiry, up or down. Account tiers unlock extra assets, higher payouts and a personal manager as your deposit grows.
Stockity (2022). Stockity launched in 2022 and offers classic higher/lower fixed-time trades, including very short ones. It is marketed mostly in Southeast Asia, especially Indonesia, and its platform looks and works much like other simple fixed-time brokers.
Regulation and safetyWinner: Expert Option
Neither Expert Option nor Stockity is authorised by a top-tier regulator such as the FCA, CySEC or ASIC. Both operate through offshore companies, so there is no compensation scheme and no regulator in your country to complain to.
Official warnings and alert-list entries in our sources: Expert Option 3, Stockity 0.
| Feature | Expert Option | Stockity |
|---|---|---|
| Regulation | No government licence. It is registered in St Vincent and the Grenadines and belongs to The Financial Commission, a private dispute body. | The website says Stockity is 'licensed and regulated' and shows registration number 700726, but it does not name a regulator. |
| Regulator warnings on record | CSA / AMF, MAS, RBI | – |
| Dispute body | Member of The Financial Commission (private dispute body) | No external dispute body |
On transparency and safety we score Expert Option higher (2.4 vs 2.0).
Minimum deposit and feesWinner: Stockity
Both brokers ask for the same minimum deposit: $10. The smallest trade is $1 at Expert Option and $1 at Stockity.
| Feature | Expert Option | Stockity |
|---|---|---|
| Minimum deposit | $10 | $10 |
| Minimum trade | $1 | $1 |
| Fees | Dormancy fee after inactivity; no deposit fee advertised | No fees advertised; up to 10% reported if a deposit is withdrawn untraded |
| Withdrawal fees | No platform withdrawal fee reported; payment-provider fees may apply | None advertised; up to 10% reported if a deposit is withdrawn without trading |
| Inactivity fee | Dormancy fee in the terms – check amount and trigger | Not stated in the sources we reviewed |
| Bonus | Deposit bonuses reported; check turnover conditions before accepting | Deposit bonuses with turnover conditions |
Payouts and the win rate you needDraw
Both advertise the same maximum payout (90%), so the break-even win rate is the same: 52.6%.
| Feature | Expert Option | Stockity |
|---|---|---|
| Max. payout | 90% | 90% |
| Break-even win rate | 52.6% | 52.6% |
| Note | Sources differ: third-party reviews report 86–95% depending on account tier and asset | Base payout about 85%, up to 90% on higher levels |
Advertised maximums apply to selected assets at the best times. Check the payout shown on the trade ticket before you open a trade; it is often lower.
Platform and mobile appWinner: Expert Option
Expert Option. Web platform with a clean chart, basic indicators and a social feed showing other users' trades. Fine for simple strategies, limited for detailed technical analysis.
Stockity. A clean web platform with a single chart, the investment field and up/down buttons, aimed at beginners. Tools and indicators are basic.
| Feature | Expert Option | Stockity |
|---|---|---|
| Platform | Web, Android, iOS | Web, Android, iOS |
| Android | Yes | Yes |
| iPhone | Yes | Yes |
| Extras | Account tiers, Social feed, Simple interface | Account tiers, Simple interface |
Assets and expiry times
| Feature | Expert Option | Stockity |
|---|---|---|
| Number of assets | ~100 | 48–75 (by account level) |
| Markets | Forex, Crypto, Commodities, Stocks, Indices | Forex, Stocks, Commodities, Crypto |
| Expiry times | 5 seconds – 24 hours | 5 seconds to 60 minutes |
Deposits and withdrawalsWinner: Expert Option
Expert Option. Withdrawals require completed verification. Users report that verification can take longer than at the other two brokers, so complete it before you need your money.
Stockity. Minimum withdrawal USD 10 after verification. Reported limits are USD 3,000 a day, USD 10,000 a week and USD 40,000 a month.
| Feature | Expert Option | Stockity |
|---|---|---|
| Deposit methods | Bank cards, E-wallets, Crypto, Local methods | Bank cards, E-wallets, Crypto |
| Withdrawal methods | Bank cards, E-wallets, Crypto, Local methods | Bank cards, E-wallets, Crypto |
| Minimum withdrawal | $10 | $10 |
| Withdrawal time | Within 2 business days per the broker; e-wallets and crypto can be faster | Depends on the method and account level |
Demo accountDraw
Both brokers offer a free demo account, so you can compare the two platforms with virtual money before you deposit.
| Feature | Expert Option | Stockity |
|---|---|---|
| Demo balance | $10,000 | $10,000 |
| Try without registering | Yes | – |
Customer supportWinner: Expert Option
| Feature | Expert Option | Stockity |
|---|---|---|
| Support channels | Live chat, Email, Help centre | Email, Help centre |
| Support | 3.9/5 | 3.8/5 |
Where you can use themDraw
Expert Option accepts clients in 38 of the countries we cover, Stockity in 38.
Pros and cons
Expert Option
- +Simple interface that suits first-time users
- +Native Android and iOS apps
- +Membership of The Financial Commission gives a dispute route
- +Crypto and local deposit methods in many countries
- −No recognised government broker licence
- −Smaller asset list than the other two
- −Better conditions locked behind larger-deposit account tiers
- −Dormancy fee after a period without activity
Stockity
- +USD 10 minimum deposit and trades from USD 1
- +Free USD 10,000 demo account
- +Simple platform that is easy to learn
- +Apps for Android and iOS
- −No regulator named; the licence it claims could not be verified
- −Better payouts and more assets locked behind larger deposits
- −Daily, weekly and monthly withdrawal limits
- −Reported 10% charge on withdrawals made without trading
Verdict: Expert Option or Stockity?
Expert Option wins 4 of 7 categories in this comparison. Expert Option comes out ahead with a score of 3.7/5, against 3.5/5 for Stockity.
Our pick: Expert Option
Expert Option is best for: Beginners who trade mostly on a phone
Whichever you choose, start with the demo, keep your first deposit small and test a withdrawal before you add more. Binary options are high-risk and most retail traders lose money.
Frequently asked questions
Which is better, Expert Option or Stockity?
On our score Expert Option is ahead (3.7/5 vs 3.5/5). Expert Option is best for: Beginners who trade mostly on a phone. Stockity is best for: Beginners who want a very simple platform and small trades.
Which has the lower minimum deposit, Expert Option or Stockity?
Both brokers ask for the same minimum deposit: $10.
Which pays more, Expert Option or Stockity?
Both advertise the same maximum payout (90%), so the break-even win rate is the same: 52.6%.
Are Expert Option and Stockity regulated?
Neither holds a licence from a top-tier regulator such as the FCA, CySEC or ASIC. Both operate through offshore companies, so your money has limited protection.
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Expert Option review →Stockity review →Is Expert Option a scam? →